Compliance & Disclaimer
Last updated: September 2026
Firm Registration
Easy Loan Settlement is the client-facing brand of YOUR SETTLEMENT ASSOCIATES LLP (LLPIN: ADC-4663), a Limited Liability Partnership registered under the Government of India — Ministry of Corporate Affairs. The LLP provides debt advisory, settlement assistance, borrower guidance, and credit rehabilitation support services across Karnataka.
Not A Bank, NBFC, Or Recovery Agency
YOUR SETTLEMENT ASSOCIATES LLP and Easy Loan Settlement are an independent consulting and advisory firm. We are not a bank, non-banking financial company (NBFC), debt collection or recovery agency, or any body regulated, licensed, or certified by the Reserve Bank of India (RBI) or the Supreme Court of India. We do not lend money, issue credit, hold client funds on account, or collect dues on behalf of any lender, and we do not represent or act as an agent of any bank or NBFC.
Our role is limited to advising and assisting borrowers — helping them understand their options, prepare documentation, and negotiate settlement terms with their lenders (banks and NBFCs) on their behalf. In doing so, we are guided by the RBI's Fair Practices Code and relevant Supreme Court judgments on borrower rights and recovery conduct, though we hold no formal certification or authorization from either body. Engaging our services does not create any banking, lending, or recovery relationship, and does not guarantee any specific settlement outcome, waiver, or approval from any lender.
Savings Disclaimer
Settlement outcomes depend on lender policies, loan status, repayment history, documentation, financial circumstances, and individual case factors. Based on our professional experience, eligible borrowers may be able to achieve savings of up to 60% of outstanding dues in certain cases. However, every case is assessed individually and no specific settlement amount, savings percentage, approval, waiver, or settlement outcome can be guaranteed.
RBI Compliance Statement
We conduct our advisory and negotiation activities with due regard to Reserve Bank of India (RBI) guidelines on fair practices in lending and recovery, and applicable Supreme Court directions concerning borrower rights and recovery conduct. We do not encourage or facilitate any unlawful, coercive, or harassing conduct by any party during the settlement process.